As a Ventura County estate planning law firm specializing in life insurance trusts, our firm commonly recieves questions about life insurance trust pros and cons. We have a team of experts with the legal knowledge to answer questions about the process of choosing a life insurance trust, and what the benefits of proper estate planning can be.

Our firm can provide expert legal services as estate planning attorneys. We are a Southern California based law firm in business since 1985. We specialize in life insurance trusts and estate planning matters.

To learn more about life insurance trusts, or if you would like a free consultation to learn if a life insurance trust is right for you, please do not hesitate to contact us at (805) 482-2282, or e-mail us.

Are There Other Reasons Why the Trust Should Be the Beneficiary of the Policy?

Yes. Besides keeping control of the proceeds, you prevent a possible conservatorship or guardianship if one of your trust beneficiaries is incompetent or a minor when you die. Generally, an insurance company will not pay proceeds directly to an incompetent or minor, insisting instead on court supervision. If your trust is the insurance beneficiary, the trustee will receive the proceeds and provide for this person’s care for as long as needed.

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